SMSF Property Lending

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The short answer is yes.

But like most things involving superannuation, there's a bit more to it than that.

A Self-Managed Super Fund (SMSF) can be used to purchase investment property, allowing eligible Australians to build wealth within their superannuation environment.

For many people, SMSF property investment can be an effective long-term strategy. For others, it may not be the right fit at all.

That's why understanding the opportunities, risks and requirements is so important before making any decisions.

SMSF property lending allows a Self-Managed Super Fund to borrow money to purchase an investment property through a specialised loan structure known as a Limited Recourse Borrowing Arrangement (LRBA).

Unlike traditional property lending, SMSF loans operate under strict rules designed to protect retirement savings and comply with superannuation legislation.

As a result, the process often involves multiple professionals working together, including:

• Finance & Mortgage Broker
• Accountant
• Financial Adviser
• SMSF Specialist
• Solicitor
• Conveyancer

At Broker That, we help clients navigate the lending component of SMSF property purchases.

We work closely with accountants, financial advisers and legal professionals to help ensure the lending strategy aligns with the broader transaction.

We can assist with:

• Understanding borrowing capacity
• SMSF lender selection
• Residential SMSF lending
• Commercial SMSF lending
• Business premises purchases
• Coordinating with your professional advisers
• Managing the lending process from application through to settlement