Got a question about finding the right loan for you? Call us on 0490 068 933.

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    • Home
    • About
      • Our Story
      • Broker That Blog
      • Community Impact
      • Our Expert Partners
    • Types of Loans
      • New Home Loans
      • Refinance
      • Commercial Finance
      • Building and Development
      • High Income Earners
    • Contact
    • Tools and Resources
      • Expense Tracker
  • Home
  • About
    • Our Story
    • Broker That Blog
    • Community Impact
    • Our Expert Partners
  • Types of Loans
    • New Home Loans
    • Refinance
    • Commercial Finance
    • Building and Development
    • High Income Earners
  • Contact
  • Tools and Resources
    • Expense Tracker

You’ve Got the Means. Lets Help You Make the Most of It.

Broker That... More than just home loans

At Broker That, we’re not just about home loans - we’re about long-term outcomes.


If you’re earning a high income and looking to invest in property, there are often smart ways to maximise your earnings and minimise the tax you pay. But let’s be real - when the information is complex and full of jargon, it’s no wonder most people feel stuck or unsure where to start.


The thing is that this stuff matters. Understanding your options can make a huge difference - not just to your bottom line today, but to your financial future tomorrow.


As brokers, we can provide general advice around loan options that suit your goals - but often, your needs go beyond just the loan. To make sure your lending strategy truly aligns with where you’re heading, and is structured to best benefit you, it helps to bring in the right support.


So, we’ve teamed up with a trusted group of professionals - a tax expert, a financial planner, and a property expert - to work with us as one aligned team, all focused on helping high-income earners like you.


That means:


  • No conflicting advice
  • No jumping between specialists
  • No confusing financial jargon
     

Just clear, personalised support - tailored to you, and built to go the distance. We’re a team of finance, tax, property and planning experts who work together to help you level up and make smart money decisions.

BBQ Finance advice 
Home loans
uncles bbq advice
Real Advice. (Hold the Snags)

We’ve all heard the BBQ advice...

Chances are you've done a lot of the right things. You’ve bought a home, built up your super, maybe even run a business. But when it comes to taking the next step - it’s easy to feel stuck or unsure.


And let’s be honest: your uncle’s hot take on property investment isn’t going to cut it when your future’s on the line.


Find out more

Who we can help

Individual High Income Earner

Individual High Income Earner

Individual High Income Earner

Mining workers
high income earners
Avoiding paying tax
high income earners 
Tradespeople

 

  • You’re earning $150K+ per year
  • You’re aged between 30–50
  • You might own a home or investment property - but not necessary
  • You’re paying big tax bills
  • You’ve got solid savings or a strong income buffer
  • You want to grow your position… you just don’t know where to start or who to trust

Home Owners with High Income

Individual High Income Earner

Individual High Income Earner

High income earning couple
Home owners 
Retirement strategy
SMSF lending
Inestment purchase

 

  • You’re aged 35–50
  • Your household earns $250K+
  • You’ve built up approximately 50%+ equity in your home
  • You’re ready to invest - but want a clear plan, not just another opinion

Self Employed / Own Business

Individual High Income Earner

Self Employed / Own Business

business owner
self employed
ABN holder
lease commercial premises

 

  • You’re aged 30–45
  • You’re running a business with strong cash flow
  • You’re renting (or thinking about renting) commercial space
  • You’re done winging it - and ready to build something solid

Got a Healthy Super Balance Too? Even Better...

We can also help you explore ways to use your super - like via a self-managed super fund (SMSF) - to step into property, boost your long-term financial position, and take advantage of the freedom you’ve already started earning.


With the right experts in place to help provide advice, we can craft the perfect lending strategy for you and your future. 

Find out more

Events

19/06/2025

Real Life Money Group - Information Evening

6:30pm

-

7:30pm

Seafire on the Marina, Shop 2/12 Holdfast Promenade, Glenelg SA 5045

Event Details

19/06/2025

Real Life Money Group - Information Evening

Join us for an insightful evening packed with real-life money tips.
We’ll go beyond the basics of home loans and dive into smart lending str...

Event Details

6:30pm

-

7:30pm

Seafire on the Marina, Shop 2/12 Holdfast Promenade, Glenelg SA 5045

Meet the Experts

Ami Reynolds - Director and Broker

Ashley Williams - Principal Owner and Property Investment Expert

Bec Argent - Director and Chartered Accountant

With over a decade of experience in building meaningful relationships and funding solutions, Ami brings a people-first approach to finance. 


She offers clear, down-to-earth guidance that helps everyday Aussies make confident decisions - whether it’s buying a home, investing, or planning ahead. It’s not just about loans - it’s about creating a future you feel good about. 

Bec Argent - Director and Chartered Accountant

Ashley Williams - Principal Owner and Property Investment Expert

Bec Argent - Director and Chartered Accountant

 With 15+ years of experience guiding Aussies through the maze of tax and business structures, Bec is the steady hand you want on your financial team. 


She makes sense of the numbers, trims the jargon, and shows how smart tax strategy today can supercharge wealth tomorrow.


Bec will help you stop overpaying tax and start building toward what really matters.

Matthew Wilson - Director and Financial Advisor

Ashley Williams - Principal Owner and Property Investment Expert

Ashley Williams - Principal Owner and Property Investment Expert

 Matthew helps everyday Aussies turn financial confusion into clarity. 


At Excelerate Financial, he creates simple, tailored strategies across super, insurance, and wealth building - all designed to fit your life now and support the future you want.


He brings calm, clear advice that makes him the go-to for cutting through the noise and helping you build a financial plan that actually works. 

Ashley Williams - Principal Owner and Property Investment Expert

Ashley Williams - Principal Owner and Property Investment Expert

Ashley Williams - Principal Owner and Property Investment Expert

 Ashley lives and breathes property. As the founder of Selling SA Homes, she helps clients build wealth through smart buying, selling, and development strategies. 


With hands-on experience in building her own portfolio, Ashley offers real-world advice and deep local insight.


She shows how property can be a powerful path to financial freedom — minus the fluff.

Contact Us

Contact us for a no-pressure discovery call or face to face catch up and let’s talk about your next step. No jargon. No judgement. Just real talk from a team who’s in your corner.

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At Real Life Money Group, we’re a collective of like-minded professionals who collaborate to streamline communication and support your financial journey. While we work closely together, each of us operates under our own business and licence, providing advice within our individual areas of expertise. This means all services are offered independently, and each professional is responsible for their own advice. 

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Broker That

Henley Beach, South Australia, 5022

0490 068 933

Copyright © 2024 Broker That - All Rights Reserved 

AKM Future Fund Pty Ltd (Trading as Broker That) ABN 92 967 689 154 

ACN: 675 233 664 I Credit Representative Number: 558811

Australian Finance Group (AFG)  Ltd ABN 11 066 385 822 

AFG Australian Credit License 389087 

Mortgage & Finance Association of Australia Membership Number: 270194 

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